Construction loans can be used to either construct a new building or renovate an existing facility. Funds for construction loans can be used to cover both hard and soft costs associated with a project. These costs can also include the cost of land acquisition, building construction or improvements, fees for professional services, appraisals, title work, […]

Ocean Capital Lending, LLC has the ability to provide floating rate mezzanine programs for either “value-added” or stabilized commercial real estate properties. This type of loan can fill the gap between senior debt and equity often times allowing the sponsor to retain a majority of the profits because it is often times cheaper than equity. […]

Ocean Capital Lending, LLC has the expertise in assisting business owners the opportunity to secure senior mortgage debt at the best terms in the market. Arranging real estate debt is a complicated process and regardless of the dollar amount we are able to take down any size project. Whether it be one institutional lender or […]

We have both institutional and private sources of financing for owner occupied and investment bridge loans. Depending upon the Borrower’s time frame and the circumstances, Prime or LIBOR-floating rate, interest-only loans as well as fixed-rate loans are available. Loan interest rates are usually 8-15%, with typical terms of up to 1 – 5 years. Options […]

We arrange a myriad of funding vehicles for businesses. When we sit with individual business owners, because of our private banking approach to client relations, every client receives customized options to their business objectives we are also able to solve multiple business objectives well beyond the scope of a traditional firm. Business Loan Types: Accounts […]

Our affiliate companies include: Ocean Capital Real Estate Services Group Ocean Capital Financial Group, LLC

Glossary (click letters) A BCDEFGHIJKLMNOPQRSTUVWXYZ Acceleration Clause A provision in a mortgage note that gives a lender the right to demand repayment of the entire balance of the loan under certain conditions, such as the failure to make timely payments or a transfer of the property. Additional Principal Payment An amount paid by a borrower […]

Commercial Co-ops & Condominiums / Co-op Mortgages & Credit Lines This is a type of ownership in which the owners of a multi-unit commercial complex own shares in a corporation (the cooperative corporation) that owns the building, giving each owner or shareholder the right to occupy a specific apartment or unit. Cooperatives shareholders qualify for […]

Our affiliate companies include: Ocean Capital Real Estate Services Group Ocean Capital Financial Group, LLC

Multifamily Retail Industrial Office Hotel Mobile Home Park ***More coming soon***