Equity

Ocean Capital Lending has access to the direct and private capital markets to arrange equity capital partnerships for sponsors looking for preferred equity or joint venture partnerships. Equity funds can be used for privately-held business owners, national and international, for an array of purposes including acquisitions, planned expansions, funding business operations, restructurings or recapitalizations, development, […]

Build to Suit / NNN Financing

Ocean Capital Lending offers ground up construction or retrofit of existing structures. We like to see a minimum ten years NNN lease executed prior to close. All direct soft, hard and land costs can be included in the financing. Single tenant projects with strong tenant credit Strong national tenants considered for multi-tenant projects Max loan […]

Multifamily Bridge

Those sponsors interested in a fast and reliable source of financing for their apartment buildings, our product is a perfect choice. With leverage up to 80% for the purchase amount and up to 100% of the repair costs, OCL’s multifamily bridge loan give investors the flexibility and capital to take their value-add projects to the […]

Note Acquisitions

OCL’s note purchase loan product automatically converts to a bridge/mini perm loan when the underlying property is foreclosed upon. This non-recourse mortgage — which includes lease-up facility and other benefits — allows time to stabilize the property. You’ll get the security and certainty you need to make the most of your purchase. Future funding facilities […]

Fix and Flip Loans

Fast Financing For a Fast-Paced Market Ocean Capital Lending, LLC’s fix-and-flip loans can provide the cash you need to grow your real estate portfolio.  Benefits include: Get cash from rehab projects – loans from $75K to $25 million No hurdles – flexible loan options designed to meet your strategic needs 1 – 4 unit along with multifamily 5 – […]

SBA 504

Borrower Benefits: Low down payments starting at 10% Long amortization schedules reducing monthly payments Expand your business by freeing up your cash flows Many rate options, even long term fixed rates Use of Proceeds: Purchase, construction or renovation of owner-occupied commercial real estate Refinancing of existing debt is not permitted with a 504. Please refer […]

SBA 7a

Loan Amounts From: $100,000 to $5.0 million Benefits: Long amortization schedules, reducing monthly payments Expand your business by freeing up your cash flows. Finance options are available for most industries which include: assisted living, hotel/motels, lodging, marinas, restaurants, gas station/convenience stores, restaurants, day care centers, auto parts/repair, car washes, golf course, amusement park, self-storage and […]

Business Credit Lines

Ocean Capital Lending, LLC provides lines of credit secured by properties that a Borrower expects to fix and flip, refinance, build or will be bridge loans to a Borrower that expects to hold properties for rental. Recourse and non-recourse options available. Property types eligible include 1 – 4 unit residential and 5 – 350 unit […]

Direct Private Loans

Ocean Capital Lending, LLC has access to a pool of high-net worth individuals who have no standard guidelines to lending. There “outside of the box” lending allows many business owners and developers access to capital in times when many institutional lenders would not. They use a common sense attitude towards lending so whatever the deal […]

Land Loans

Land loans can be used to acquire raw land or even for a pre-development loan which often times lead to a construction loan. Land loans are often restricted to lower LTV’s due to the entitlement risks and non liquidity in the market. Often times land loans are fixed for short terms or adjustable with some […]