Ocean Capital Lending LLC’s Virtual closings give you the convenience of closing on a purchase or refinance without leaving your home, office, boat, car or plane (as long as your are not captaining, driving or piloting at the time)! No sitting at the closing table with stacks of paper to wet sign. No in-person contact. As long as you have a computer or mobile device with access to Wi-Fi, you can close a loan anytime, any where.