Niesha Thomas - Ocean Capital Lending

“If you have dreams …
… we have the solutions ”

Niesha Thomas

 

Mortgage Loan Originator / Advisor

Office: 800-895-7174 Ext. 15
Direct: (561) 386-9121
Send e-mail »

 

3 Easy Steps to Financing:

Step One: Application – Click Apply Now above or Click here

Step Two: Credit Authorization – Click here to complete

Step Three: Borrower Authorization – Click here to complete

Document Checklist (can be uploaded in Step One)

  • Copy of Driver’s license/ID and SS card (2 forms of ID)
  • Last 2 years personal tax returns (1040s) with all schedules
  • Last 2 years W2/1099 forms for all employers
  • Last 30 days pay stubs for all employers
  • Last quarterly retirement statement (all pages) – if available
  • Last 2 months bank statements (all pages) – verification of down payment and closing costs.
  • (If you are missing some of the documents above alt-doc loans are also available)
Niesha would like you to know:
Niesha has over 20 years of experience in the mortgage industry. She has helped homeowners gain home ownership, maintain home ownership in hard times and kept them in good standing through loss mitigation, modification, compliance underwriter, mortgage brokering and mortgage processing. For the last 5 years she worked as a mortgage processor closing Conventional, FHA, VA, and USDA loans. She knows the ins and outs of underwriting guidelines and will help navigate you through the process on obtaining financing on your first home, second home, investment property and small balance commercial financing.