Mortgage Loan Originator / Advisor

Office: 800-895-7174 Ext. 81
Direct: (904) 504-4711
Send e-mail »

“Your Personal Mortgage Professional”

3 Easy Steps to Financing:

Step One: Application – Click Apply Now above or Click here

Step Two: Credit Authorization – Click here to complete

Step Three: Borrower Authorization – Click here to complete

Document Checklist (can be uploaded in Step One)

• Copy of Driver’s license/ID and SS card (2 forms of ID)
• Last 2 years personal tax returns (1040s) with all schedules
• Last 2 years W2/1099 forms for all employers
• Last 30 days pay stubs for all employers
• Last quarterly retirement statement (all pages) – if available
• Last 2 months bank statements (all pages) – verification of down payment and closing costs.
• (If you are missing some of the documents above alt-doc loans are also available)

Estrella would like you to know:

Let Estrella Gañas be your “Personal Mortgage Professional”, to help you achieve your dreams. Estrella will be your personal advisor for all your mortgage needs no matter how complicated they may be. Purchasing, selling, refinancing, investing, or building your dream home, Estrella has the solution for you and will customize it to fit your needs or desires. Possessing more than 12 years of experience across Mortgage Loans, Underwriting, Origination and the various intricacies of the Loan Process, giving Estrella the knowledge and experience to help you through your loans, find the terms that are right for your budget, and make sure all the legalities are competently handled so that the closing goes smoothly and you can take possession of your new property or the peace of mind of your refinance security. Whether you’re a first-time home buyer, looking to trade up, deciding to downsize, investing in a fixer upper, lowering your mortgage payment, getting out of Mortgage Insurance, or simply wishing for a change by taking advantage of your equity for your essentials or goals, Estrella can help you before you ever make an offer on a property or find the advantages for a refinance. Estrella can sit down with you and look over your budget, income and savings, helping you get a clear picture of what type and amount of loan is realistic and beneficial. There are many factors to consider when getting a mortgage loan; interest rates are only one element of the complete package. Not limited to any one bank or financial institution, Estrella will help you consider all your options no matter how complex, tailored just for you, so you can concentrate on making the best decisions for you and your family. The financial aspects of home buying and mortgage processing can be stressful and overwhelming—but they don’t have to be, not with a Mortgage Professional like Estrella in your corner. Contact Estrella Gañas today and let’s get started making your dreams come true.