“If you have dreams …
… we have the solutions ”

Cheryl Ann Waller, MBA

Mortgage Loan Originator / Advisor

Office: 800-895-7174 Ext. 87
Direct: (772) 222-6590
Send e-mail »

“Licensed Realtor® & Mortgage Loan Officer”

3 Easy Steps to Financing:

Step One: Application – Click Apply Now above or Click here

Step Two: Credit Authorization – Click here to complete

Step Three: Borrower Authorization – Click here to complete

Document Checklist (can be uploaded in Step One)

  • Copy of Driver’s license/ID and SS card (2 forms of ID)
  • Last 2 years personal tax returns (1040s) with all schedules
  • Last 2 years W2/1099 forms for all employers
  • Last 30 days pay stubs for all employers
  • Last quarterly retirement statement (all pages) – if available
  • Last 2 months bank statements (all pages) – verification of down payment and closing costs.
  • (If you are missing some of the documents above alt-doc loans are also available)
Cheryl would like you to know:
I am both a licensed Realtor® & Mortgage Loan Officer in the State of Florida! I can get you pre-approved for a mortgage, shop your loan without multiple credit pulls, help you find a home, put in your offer and handle all the paperwork that the title company & closing agent need for closing. NO MORE he said/she said between your loan officer and real estate agent! Your Real Estate Agent IS Your Loan Officer!!

I have access to HUNDREDS of home loan programs, THOUSANDS OF LISTINGS, and NOW, so do YOU!

Let’s get you PRE-APPROVED, on your way to buying your next home or investment property, and I will be by your side all the way through closing!
www.4percentteam.comI have access to THOUSANDS OF LISTINGS, and NOW, so do YOU!